/*
Theme Name: Trust Insurance
Theme URI: https://example.com/trust-insurance
Author: The Sales Knob
Author URI: https://example.com
Description: Custom WordPress theme for Trust Insurance - a life, health & income protection advisory brand. Includes a sticky header with dropdown navigation, animated hero slider, service branches, testimonial, partner logo strip, CTA band, and a contact section, all built with a navy/gold design system.
Version: 1.0.0
Requires at least: 6.0
Requires PHP: 7.4
License: GNU General Public License v2 or later
License URI: LICENSE
Text Domain: trust-insurance
Tags: custom-menu, featured-images, threaded-comments, translation-ready
*/

:root{
  --navy-deep:#1B3350; --navy-mid:#24476B; --slate-blue:#4E7AA7; --sky-mist:#EAF1F6;
  --off-white:#FBFAF7; --gold:#C99A45; --gold-soft:#E4C888; --ink:#1A222C; --ink-soft:#52606D;
  --font-display:'Fraunces', serif; --font-body:'Work Sans', sans-serif;
  --radius:6px; --shadow-card:0 18px 40px -20px rgba(27,51,80,0.35); --wrap:1180px;
}
*,*::before,*::after{ box-sizing:border-box; }
html{ scroll-behavior:smooth; }
body{ margin:0; font-family:var(--font-body); color:var(--ink); background:var(--off-white); -webkit-font-smoothing:antialiased; }
img{ max-width:100%; display:block; }
a{ color:inherit; text-decoration:none; }
ul{ list-style:none; margin:0; padding:0; }
button{ font-family:inherit; }
h1,h2,h3{ font-family:var(--font-display); font-weight:600; line-height:1.12; margin:0; color:var(--navy-deep); }
p{ margin:0; line-height:1.65; color:var(--ink-soft); }
.wrap{ max-width:var(--wrap); margin:0 auto; padding:0 32px; }
@media (prefers-reduced-motion: reduce){ html{ scroll-behavior:auto; } *{ animation-duration:.001ms !important; transition-duration:.001ms !important; } }

.screen-reader-text{ position:absolute !important; width:1px; height:1px; overflow:hidden; clip:rect(1px,1px,1px,1px); }

.btn{ display:inline-flex; align-items:center; justify-content:center; padding:12px 24px; border-radius:999px; font-weight:600; font-size:.92rem; border:1.5px solid transparent; transition:all .2s ease; white-space:nowrap; cursor:pointer; }
.btn-lg{ padding:15px 30px; font-size:1rem; }
.btn-solid{ background:var(--gold); color:var(--navy-deep); }
.btn-solid:hover{ background:var(--gold-soft); transform:translateY(-1px); }
.btn-ghost{ background:transparent; color:var(--navy-deep); border-color:var(--navy-deep); }
.btn-ghost:hover{ background:var(--navy-deep); color:#fff; }
.btn-outline{ background:transparent; color:#fff; border-color:rgba(255,255,255,.6); }
.btn-outline:hover{ border-color:#fff; background:rgba(255,255,255,.1); }

.eyebrow{ text-transform:uppercase; letter-spacing:.14em; font-size:.76rem; font-weight:600; color:var(--slate-blue); margin:0 0 14px; }
.eyebrow-light{ color:var(--gold-soft); }
.text-link{ font-weight:600; color:var(--navy-deep); border-bottom:1.5px solid var(--gold); padding-bottom:2px; }

/* ============ HEADER / NAV ============ */
.site-header{ position:sticky; top:0; z-index:100; background:var(--off-white); border-bottom:1px solid rgba(27,51,80,.08); }
.header-inner{ display:flex; align-items:center; gap:24px; padding:14px 32px; }
.brand{ display:flex; align-items:center; margin-right:auto; }
.brand img{ height:36px; width:auto; }
.brand-text{ font-family:var(--font-display); font-weight:600; font-size:1.2rem; color:var(--navy-deep); }

.main-nav .menu{ display:flex; align-items:center; gap:28px; }
.main-nav .menu > li.menu-item{ position:relative; }
.main-nav a{
  font-size:.92rem; font-weight:600; color:var(--ink); background:none; border:none;
  cursor:pointer; display:flex; align-items:center; gap:6px; padding:12px 14px; border-radius:8px;
}
.main-nav a:hover{ color:var(--slate-blue); }
.main-nav .menu-item.current-menu-item > a,
.main-nav .menu-item.current_page_item > a{ color:var(--navy-deep); position:relative; }
.main-nav .menu-item.current-menu-item > a::after,
.main-nav .menu-item.current_page_item > a::after{
  content:''; position:absolute; left:14px; right:14px; bottom:6px; height:2px; background:var(--gold);
}
.menu-item-has-children > a::after{
  content:''; width:8px; height:8px; margin-left:2px; border-right:1.6px solid currentColor; border-bottom:1.6px solid currentColor;
  transform:rotate(45deg); transition:transform .2s ease; position:static;
}
.menu-item-has-children.open > a::after{ transform:rotate(-135deg); }

.sub-menu{
  list-style:none; margin:0; padding:10px;
  position:absolute; top:calc(100% + 14px); right:0; left:auto; transform:translateY(8px);
  background:#fff; border-radius:14px;
  box-shadow:var(--shadow-card); width:240px; max-width:calc(100vw - 40px); border:1px solid rgba(27,51,80,.08);
  opacity:0; visibility:hidden; transition:opacity .2s ease, transform .2s ease; z-index:50;
  display:flex; flex-direction:column; gap:2px;
}
.sub-menu::before{
  content:''; position:absolute; top:-6px; right:24px; transform:rotate(45deg);
  width:12px; height:12px; background:#fff; border-left:1px solid rgba(27,51,80,.08); border-top:1px solid rgba(27,51,80,.08);
}
.menu-item-has-children.open .sub-menu{ opacity:1; visibility:visible; transform:translateY(0); }
.sub-menu li a{ display:flex; align-items:center; padding:10px 12px; border-radius:9px; font-size:.86rem; font-weight:600; color:var(--ink); }
.sub-menu li a:hover{ background:var(--sky-mist); color:var(--slate-blue); }

.header-cta{ display:flex; gap:12px; flex-shrink:0; }
.nav-toggle{ display:none; width:38px; height:38px; align-items:center; justify-content:center; flex-direction:column; gap:5px; background:none; border:none; cursor:pointer; }
.nav-toggle span{ width:22px; height:2px; background:var(--navy-deep); border-radius:2px; transition:all .25s ease; }
.nav-toggle.active span:nth-child(1){ transform:translateY(7px) rotate(45deg); }
.nav-toggle.active span:nth-child(2){ opacity:0; }
.nav-toggle.active span:nth-child(3){ transform:translateY(-7px) rotate(-45deg); }

@media (max-width:980px){
  .main-nav{
    display:none; position:absolute; top:100%; left:0; right:0; background:var(--off-white);
    border-top:1px solid rgba(27,51,80,.08); box-shadow:var(--shadow-card); max-height:calc(100vh - 66px); overflow-y:auto;
  }
  .site-header.nav-open .main-nav{ display:block; }
  .main-nav .menu{ flex-direction:column; align-items:stretch; gap:0; padding:10px 20px 20px; }
  .main-nav .menu > li.menu-item{ width:100%; }
  .main-nav a{ width:100%; padding:13px 6px; border-radius:0; border-bottom:1px solid rgba(27,51,80,.06); justify-content:space-between; }
  .sub-menu{
    position:static; box-shadow:none; border:none; opacity:1; visibility:visible; transform:none;
    width:auto; max-width:none;
    max-height:0; overflow:hidden; padding:0; transition:max-height .3s ease;
  }
  .sub-menu::before{ display:none; }
  .menu-item-has-children.open .sub-menu{ max-height:520px; padding:8px 0 14px; }
  .sub-menu li a{ padding:10px 6px; }
  .header-cta{ display:none; }
  .site-header.nav-open .header-cta{ display:flex; flex-direction:column; gap:10px; padding:16px 20px 22px; }
  .nav-toggle{ display:inline-flex; }
}

/* ============ HERO SLIDER ============ */
.hero-slider{ position:relative; overflow:hidden; background:var(--navy-deep); }
.slides{ position:relative; height:min(640px, 88vh); min-height:460px; }
.slide{
  position:absolute; inset:0; opacity:0; visibility:hidden; transition:opacity .7s ease;
  background-size:cover; background-position:center;
}
.slide::before{ content:''; position:absolute; inset:0; background:linear-gradient(100deg, rgba(20,40,64,.92) 0%, rgba(20,40,64,.68) 45%, rgba(20,40,64,.3) 100%); }
.slide.is-active{ opacity:1; visibility:visible; z-index:1; }
.slide-inner{ position:relative; z-index:2; height:100%; display:flex; align-items:center; }
.slide-content{ max-width:600px; }
.slide-content .eyebrow{ color:var(--gold-soft); }
.slide-content h1{ color:#fff; font-size:clamp(2.1rem, 4vw, 3.3rem); margin-bottom:18px; }
.slide-content p{ color:rgba(255,255,255,.85); font-size:1.05rem; max-width:500px; margin-bottom:28px; }
.slide-actions{ display:flex; gap:16px; flex-wrap:wrap; }

.slider-arrows{ position:absolute; z-index:3; top:50%; left:0; right:0; transform:translateY(-50%); display:flex; justify-content:space-between; padding:0 24px; pointer-events:none; }
.slider-arrow{
  pointer-events:all; width:44px; height:44px; border-radius:50%; border:1.5px solid rgba(255,255,255,.5);
  background:rgba(255,255,255,.08); color:#fff; display:flex; align-items:center; justify-content:center;
  cursor:pointer; transition:all .2s ease;
}
.slider-arrow:hover{ background:rgba(255,255,255,.2); border-color:#fff; }

.slider-dots{ position:absolute; z-index:3; bottom:26px; left:0; right:0; display:flex; justify-content:center; gap:10px; }
.slider-dot{ width:9px; height:9px; border-radius:50%; background:rgba(255,255,255,.4); border:none; cursor:pointer; padding:0; transition:all .2s ease; }
.slider-dot.is-active{ background:var(--gold); width:26px; border-radius:5px; }

.hero-watermark{ position:absolute; right:-30px; bottom:70px; width:240px; opacity:.1; pointer-events:none; z-index:2; }
.hero-trust{ background:var(--navy-mid); }
.hero-trust ul{ display:flex; flex-wrap:wrap; justify-content:center; gap:16px 32px; padding:18px 0; }
.hero-trust li{ color:rgba(255,255,255,.8); font-size:.84rem; font-weight:500; position:relative; padding-left:20px; }
.hero-trust li::before{ content:'✓'; position:absolute; left:0; color:var(--gold-soft); font-weight:700; }

@media (max-width:640px){
  .slides{ height:560px; }
  .slider-arrows{ display:none; }
}

/* ============ INTRO ============ */
.intro{ padding:100px 0; }
.intro-grid{ display:grid; grid-template-columns:1.15fr .85fr; gap:70px; align-items:start; }
.intro-copy h2{ font-size:clamp(1.7rem, 2.6vw, 2.3rem); margin-bottom:20px; }
.intro-copy p{ margin-bottom:22px; font-size:1.02rem; }
.check-list{ display:grid; grid-template-columns:1fr 1fr; gap:12px 20px; margin:8px 0 26px; }
.check-list li{ font-weight:600; color:var(--navy-deep); font-size:.94rem; padding-left:24px; position:relative; }
.check-list li::before{ content:''; position:absolute; left:0; top:5px; width:14px; height:14px; border-radius:50%; background:var(--sky-mist); border:1.5px solid var(--slate-blue); }
.intro-panel{ position:sticky; top:110px; }
.panel-card{ background:var(--navy-deep); border-radius:14px; padding:44px 36px; box-shadow:var(--shadow-card); }
.panel-kicker{ color:var(--gold-soft); text-transform:uppercase; letter-spacing:.1em; font-size:.72rem; font-weight:700; margin-bottom:10px; }
.panel-line{ color:#fff; font-family:var(--font-display); font-size:1.3rem; line-height:1.4; }
.panel-divider{ height:1px; background:rgba(255,255,255,.16); margin:28px 0; }

/* ============ BRANCHES ============ */
.branches{ background:var(--navy-deep); padding:100px 0; }
.section-head{ max-width:600px; margin-bottom:56px; }
.section-head h2{ color:#fff; font-size:clamp(1.8rem, 3vw, 2.5rem); }
.branch-grid{ display:grid; grid-template-columns:repeat(3, 1fr); gap:22px; }
.branch-card{ background:rgba(255,255,255,.04); border:1px solid rgba(255,255,255,.1); border-radius:12px; padding:32px 28px; transition:all .25s ease; }
.branch-card:hover{ background:rgba(255,255,255,.08); border-color:var(--gold); transform:translateY(-4px); }
.branch-mark{ display:inline-block; font-size:.68rem; font-weight:700; letter-spacing:.12em; text-transform:uppercase; color:var(--gold-soft); border:1px solid rgba(230,197,136,.4); border-radius:999px; padding:4px 12px; margin-bottom:18px; }
.branch-card h3{ color:#fff; font-size:1.2rem; margin-bottom:10px; }
.branch-card p{ color:rgba(255,255,255,.68); font-size:.92rem; }

/* ============ TESTIMONIAL ============ */
.testimonial{ padding:100px 0; background:var(--sky-mist); }
.testimonial-grid{ display:grid; grid-template-columns:1.3fr .7fr; gap:70px; align-items:center; }
.testimonial-author{ display:flex; align-items:center; gap:14px; margin-bottom:22px; }
.testimonial-author img{ width:52px; height:52px; border-radius:50%; object-fit:cover; }
.testimonial-copy blockquote{ font-family:var(--font-display); font-size:1.5rem; line-height:1.5; color:var(--navy-deep); margin:0 0 20px; font-weight:500; font-style:italic; }
.testimonial-name{ font-weight:600; color:var(--slate-blue); }
.testimonial-name small{ display:block; font-weight:500; color:var(--ink-soft); }
.testimonial-stats{ display:flex; flex-direction:column; gap:28px; }
.stat span{ display:block; font-family:var(--font-display); font-size:2.4rem; color:var(--navy-deep); font-weight:600; }
.stat p{ font-size:.88rem; }

/* ============ PARTNERS / LOGO SLIDER ============ */
.partners{ padding:70px 0; }
.partners-head{ margin-bottom:34px; text-align:center; }
.partners-head h4{ text-transform:uppercase; letter-spacing:.12em; font-size:.78rem; font-weight:700; color:var(--ink-soft); margin:0; }
.logo-track-wrap{
  overflow:hidden; width:100%;
  -webkit-mask-image:linear-gradient(90deg, transparent, #000 10%, #000 90%, transparent);
  mask-image:linear-gradient(90deg, transparent, #000 10%, #000 90%, transparent);
}
.logo-track{ display:flex; align-items:center; gap:64px; width:max-content; animation:logo-scroll 26s linear infinite; }
.partners:hover .logo-track{ animation-play-state:paused; }
.logo-track img{ height:38px; width:auto; opacity:.7; filter:grayscale(100%); transition:all .2s ease; flex-shrink:0; }
.logo-track img:hover{ opacity:1; filter:grayscale(0%); }
@keyframes logo-scroll{
  from{ transform:translateX(0); }
  to{ transform:translateX(-50%); }
}

/* ============ CTA ============ */
.cta-band{ background:var(--gold); padding:64px 0; }
.cta-band-inner{ display:flex; justify-content:space-between; align-items:center; gap:24px; flex-wrap:wrap; }
.cta-band h2{ color:var(--navy-deep); font-size:clamp(1.5rem, 2.6vw, 2rem); }
.cta-band .eyebrow-light{ color:var(--navy-deep); opacity:.7; }
.cta-band .btn-solid{ background:var(--navy-deep); color:#fff; }
.cta-band .btn-solid:hover{ background:#0f2237; }

/* ============ CONTACT FORM ============ */
.contact-section{ background:var(--navy-deep); padding:96px 0; position:relative; overflow:hidden; }
.contact-section::before{
  content:''; position:absolute; top:-120px; right:-120px; width:360px; height:360px; border-radius:50%;
  background:radial-gradient(circle, rgba(201,154,69,.18), transparent 70%);
}
.contact-grid{ position:relative; z-index:1; display:grid; grid-template-columns:1fr 1.15fr; gap:56px; align-items:start; }
.contact-copy h2{ color:#fff; font-size:clamp(1.8rem, 3vw, 2.4rem); margin-bottom:16px; }
.contact-copy p{ color:rgba(255,255,255,.72); max-width:420px; margin-bottom:28px; }
.contact-points{ display:flex; flex-direction:column; gap:16px; }
.contact-points li{ display:flex; align-items:flex-start; gap:12px; color:rgba(255,255,255,.85); font-size:.95rem; }
.contact-points .cp-dot{ flex-shrink:0; width:22px; height:22px; border-radius:50%; background:rgba(201,154,69,.18); color:var(--gold-soft); display:flex; align-items:center; justify-content:center; font-size:.72rem; font-weight:700; margin-top:1px; }
.contact-card{ background:var(--off-white); border-radius:16px; padding:40px; box-shadow:var(--shadow-card); }
.contact-card h3{ font-size:1.3rem; margin-bottom:6px; }
.contact-card > p{ margin-bottom:24px; font-size:.92rem; }
.form-row{ display:grid; grid-template-columns:1fr 1fr; gap:18px; }
.form-field{ margin-bottom:18px; display:flex; flex-direction:column; gap:7px; }
.form-field label{ font-size:.82rem; font-weight:600; color:var(--navy-deep); }
.form-field input, .form-field select, .form-field textarea{
  font-family:inherit; font-size:.92rem; color:var(--ink); padding:12px 14px; border-radius:8px;
  border:1.5px solid rgba(27,51,80,.15); background:#fff; outline:none; transition:border-color .2s ease;
}
.form-field input:focus, .form-field select:focus, .form-field textarea:focus{ border-color:var(--slate-blue); }
.form-field textarea{ resize:vertical; min-height:96px; }
.form-consent{ display:flex; align-items:flex-start; gap:10px; margin-bottom:22px; }
.form-consent input{ margin-top:4px; width:auto; }
.form-consent label{ font-size:.8rem; color:var(--ink-soft); font-weight:400; }
.contact-card .btn{ width:100%; }
.form-note{ margin-top:16px; font-size:.78rem; color:var(--ink-soft); text-align:center; }

/* ============ FOOTER ============ */
.site-footer{ background:var(--navy-deep); padding:76px 0 0; position:relative; overflow:hidden; }
.footer-watermark{ position:absolute; right:-20px; bottom:-20px; width:220px; opacity:.06; pointer-events:none; }
.footer-grid{ position:relative; display:grid; grid-template-columns:1.4fr 1fr 1fr 1fr; gap:48px; padding-bottom:56px; border-bottom:1px solid rgba(255,255,255,.1); }
.footer-brand-row{ display:flex; align-items:center; gap:10px; margin-bottom:16px; }
.footer-brand-row img{ height:100px; width:auto; }
.footer-brand p{ color:rgba(255,255,255,.6); font-size:.88rem; }
.footer-col h4{ color:#fff; font-size:.82rem; text-transform:uppercase; letter-spacing:.08em; margin-bottom:18px; }
.footer-col ul{ display:flex; flex-direction:column; gap:11px; }
.footer-col a{ color:rgba(255,255,255,.65); font-size:.9rem; }
.footer-col a:hover{ color:var(--gold-soft); }
.footer-contact li{ color:rgba(255,255,255,.65); font-size:.9rem; }
.footer-bottom{ position:relative; display:flex; justify-content:space-between; padding:22px 32px; font-size:.8rem; color:rgba(255,255,255,.5); flex-wrap:wrap; gap:10px; }
.footer-menu{ display:flex; gap:16px; flex-wrap:wrap; }
.footer-menu a:hover{ color:var(--gold-soft); }

/* ============ SCROLL REVEAL (progressive enhancement) ============ */
.js-anim .reveal{ opacity:0; transform:translateY(22px); transition:opacity .7s ease, transform .7s ease; }
.js-anim .reveal.in-view{ opacity:1; transform:translateY(0); }

/* ============ RESPONSIVE ============ */
@media (max-width:640px){
  .header-inner{ padding:12px 20px; }
  .wrap{ padding:0 20px; }
  .intro-grid, .testimonial-grid{ grid-template-columns:1fr; }
  .intro-panel{ position:static; }
  .branch-grid{ grid-template-columns:1fr; }
  .check-list{ grid-template-columns:1fr; }
  .cta-band-inner{ flex-direction:column; align-items:flex-start; }
  .footer-grid{ grid-template-columns:1fr; gap:32px; }
  .footer-bottom{ padding:22px 20px; }
  .contact-grid{ grid-template-columns:1fr; gap:36px; }
  .contact-card{ padding:28px; }
  .form-row{ grid-template-columns:1fr; }
}
@media (min-width:641px) and (max-width:980px){
  .intro-grid, .testimonial-grid{ grid-template-columns:1fr; }
  .intro-panel{ position:static; }
  .branch-grid{ grid-template-columns:repeat(2, 1fr); }
  .footer-grid{ grid-template-columns:1fr 1fr; }
  .contact-grid{ grid-template-columns:1fr; gap:40px; }
}

/* ============ WP core alignment helpers ============ */
.alignwide{ max-width:calc(var(--wrap) + 200px); margin-left:auto; margin-right:auto; }
.alignfull{ max-width:none; }